Equifax Secure is the world's largest e-commerce community. We manage transaction risk and provide safety and security for e-commerce customers. We believe that supporting and protecting our customers' Internet transactions is our mission. Equifax Secure leverages Equifax's core competencies to provide security, privacy and transaction risk management solutions for businesses and consumers to minimise risk and maximise opportunity over the Internet. Equifax, Inc., has been protecting customer and consumer interests for over 100 years by providing reliable financial data. As a natural extension of our services, we now provide the same degree of reliability in nontraditional environments through the development of nontraditional solutions. Equifax Secure Ltd, based in London, is the UK subsidiary of Equifax Secure Inc. the Internet unit of Equifax Inc.  We are firmly committed to providing the highest level of security, privacy and trust possible on the Internet in business-to-business and business-to-consumer applications. Accessing the expertise of industry-leading experts in encryption, data analysis and digital communication has enabled us to develop a wide range of solutions covering the entire Internet community. Additionally, our unique industry focus as a total solution provider offers our community a distinct competitive edge. By leveraging the expertise, advanced systems development, and cutting-edge technology Equifax Secure has implemented, you will benefit from leading industry applications and exceptional customer support, while eliminating the costs of internal research and development, implementation, additional support personnel and equipment. A world leader in shaping global commerce, Equifax brings buyers and sellers together through its information, transaction processing, and customer relationship management businesses. Founded in 1899 in Atlanta, Georgia, Equifax now operates in 17 countries, with sales in nearly 50 countries. In addition to being the largest provider of consumer information in the U.S., Equifax is also the largest provider of consumer and commercial information in Argentina, Canada, Chile, Peru, El Salvador, Portugal, Spain and the U.K. Its Brazil operation is second in consumer and commercial information services in the country. Full-service card processing operations provide leading service in the United States, Brazil, the U.K., Chile and India. Cheque guarantee and verifications operations serve the U.S., the U.K., Canada, Ireland, France, Australia and New Zealand. Using a broad range of knowledge-based solutions, Equifax facilitates the transaction process for its customers by providing services and systems that help grant credit, authorise and process credit card and cheque transactions, manage receivables, authenticate, identify and manage digital certificates, predict consumer behavior, market products and manage risk. ©2000 Equifax Secure. All Rights Reserved. Our commitment to secure on-line financial transactions and information exchange has made us the leading provider of totally outsourced on-line identity authentication of individuals and servers, digital certificate issuance and management, expanded secure on-line payment options and credit decisioning. The underlying technology uniting these four areas of secure information transfer ensures the integrity of our services. You can trust our solutions to provide secure, reliable protection to meet your business needs. Because Equifax Secure understands both the traditional information needs of businesses and the challenges inherent to e-commerce, we can become a valuable member of your business community.